Privacy Policy
1.1 Information Collection
FFG collects all information necessary to evaluate, quote, underwrite, bind, service, renew, and enforce
insurance transactions. This includes, without limitation: personal data, financial information, driver's
license numbers, Social Security Numbers, property/vehicle details, employment data, risk-related
data, and third■party-sourced underwriting information. By using this site or providing information, you
expressly authorize FFG to collect, store, transmit, and utilize such information as deemed necessary.
1.2 Use of Information
FFG may use your information for any lawful business purpose related to insurance services, including
but not limited to quoting, policy servicing, compliance, fraud detection, identity verification, internal
analytics, marketing, and legal obligations. You consent to unrestricted operational use as required to
conduct insurance business.
1.3 Sharing of Information
FFG may disclose information to insurance carriers, affiliates, technology vendors, CRM systems,
compliance administrators, regulatory bodies, fraud-prevention agencies, law enforcement, and any
other entity required to fulfill business or legal obligations. You acknowledge and agree that such
sharing is essential to insurance operations and cannot be limited without terminating service.
1.4 Data Security
FFG uses commercially reasonable safeguards. You agree FFG is not responsible for breaches
caused by third-party carriers, vendors, or unauthorized actors. No system is guaranteed secure, and
you assume all risks associated with digital communications.
1.5 Rights
You may request access, correction, or deletion where legally permitted. FFG reserves the right to deny
requests that conflict with regulatory or contractual obligations.
1.6 RetentionFFG retains all client and policy data as required by state and federal insurance law, including extended
retention for audits, disputes, compliance reviews, or litigation defense.
2. Cookies Policy
You consent to cookies, tracking tools, advertising pixels, analytics programs, and behavioral tracking.
Disabling cookies may impair website functionality. Continued website use constitutes acceptance.
3. Terms & Conditions
3.1 Website Use
You agree not to interfere with website operations. All submissions must be truthful. Fraudulent
submissions may result in denied coverage, cancellation, legal action, and/or reporting to authorities.
3.2 Intellectual Property
All FFG content is proprietary. Unauthorized copying, scraping, reverse engineering, or republication is
prohibited and subject to legal action.
3.3 Insurance Products
Quotes are estimates only. No coverage exists until formally bound by the issuing carrier. FFG is not
liable for carrier decisions, underwriting outcomes, or delays.
3.4 Third Party Links
FFG is not responsible for external websites, tools, or carrier portals. Use at your own risk.
3.5 Electronic Communication Consent
You authorize FFG to contact you by phone, text, email, or automated systems. Opt-out does not affect
legally required communications.
4. Disclaimer
4.1 No Guarantee of Accuracy
Information provided on this website may change without notice. FFG disclaims all warranties, express
or implied.
4.2 No Legal, Financial, or Tax Advice
All information is general. You must consult qualified professionals for legal or financial guidance.4.3 Limitation of Liability
To the fullest extent permitted by law, FFG, its owners, employees, and partners disclaim all liability for
damages, losses, delays, technical failures, inaccuracies, denial of coverage, or decisions made by
insurance carriers. Your use of this website and submission of information are entirely at your own risk.
4.4 Indemnification
You agree to indemnify, defend, and hold harmless FFG from any claims, losses, liabilities, or
expenses arising from your misuse of the site, provision of incorrect information, policy disputes, or
violation of these terms.
5. Policy Updates
FFG may update this policy at any time without prior notice. Continued website use constitutes
acceptance of revisions.
About us
FFG was created with a clear vision: to raise the standard in the insurance industry. No more guesswork. No more one-size-fits-all policies. No more agents who disappear after the sale. We deliver real expertise, aggressive carrier shopping, and elite-level service that puts the client first—always.
As an independent agency, we partner with 50+ A-rated carriers, giving our clients more leverage, better pricing, and stronger protection than traditional captive agencies. We specialize in building custom insurance solutions for individuals, families, and businesses that want reliability and results.
We don’t just write policies—we protect lifestyles, legacies, and futures. When you work with FFG, you get a strategic partner who advocates for you, negotiates for you, and works relentlessly to get you the coverage you deserve.
FFG is the new standard. Expect more from your insurance.